the RULE of 3: when you or others around you are SICK

WHAT IF?

Playing the game of “What if?” can start to seem pretty real when you see it up close and personal, especially if it’s going on in your own house. Here’s our current scenario – Influenza Outbreak: a widespread influenza outbreak during the winter leads to a health crises. What do you do to protect your household, care for anyone in your house who is sick (while protecting the others), and reduce health care strain. What if you have a vulnerable person in your house?

So – let’s talk about this. It’s pretty close to home – what with Covid still fresh in all our minds. It’s especially fresh in my friend Karen’s mind – she was diagnosed recently with Whooping Cough, also known as pertussis (also known as the 100 day cough) which is highly contagious and apparently going around in Alberta just now. Who knew? Symptoms don’t show up for 5-10 days after exposure, and start out looking like a common cold, so you could easily be spreading the disease without even knowing you have it. Which is probably exactly how she caught it. It can cause serious and even deadly complications in young children and vulnerable people, so its best if you stay away from others if you’ve got symptoms, but who really even knows what the symptoms are? I’ve actually never even known anyone who had it.

I have a good friend with a child who’s received a transplant. I have a cousin who has received a transplant. These people who I love, take medication every day of their lives to suppress their natural immune system, so that their bodies won’t fight off and destroy the new organ that is keeping them alive. From the outside, they do not look any different than you and me, but to come into contact with illnesses that for you or me may be innocuous or uncomfortable at worst can be very serious for some – and may actually kill them.

Their situations make me much more aware of being healthy around them. And make me want to be more responsible in public.

📌

 Reviewing the Rule of Three: AIR, SHELTER, WATER AND FOOD – the big one for me in this scenario is definitely AIR since it is very hard to catch one’s breath – so I’m told. If you have asthma or other lung issues, it can be downright scary, and the LAST thing you want to do is pass it on to someone with young children.

Staying home is the responsible thing to do when you’re sick but how many do? Hopefully Covid made us a little more responsible about that. Wearing a mask in public if you have to go out is not as weird as it used to be – that goodness, so I’d hope if you knew you were sick, you’d wear one out of respect for everyone else you might come into contact with. Since the beginning symptoms of Pertussis are identical to those of a common cold, courtesy implies that if you think you’re coming down with a cold, you’d cover your mouth, cough into your elbow, wash your hands frequently, use hand sanitizer and follow all the other usual protocols we learned.

It goes without saying that those preventative measures would be implemented for one’s own protection, but also to prevent you spreading the disease if you were sick.

And the last area of focus is FOOD. I know several people who live in apartments and rely on public transit to get around, including going to a grocery store. For some, if you’re not feeling well, going out to buy groceries suddenly becomes a much bigger job than it used to be. But . . . . what if you had a good supply of food on hand? What if you had at least an extra week or two worth in your pantry? What kind of peace of mind would that give you with one less thing to worry about? Especially if you’re not able to work, and are not getting paid.

And what if you’re well enough but several people you know are down with the flu? and it seems like such a bad one? You still have to go to work, and still have to get groceries. How you do protect yourself?

These kinds of scenarios are not obscure. They are very real, highly likely and happen ALL the time. Just because it isn’t happening to you right now, doesn’t mean you might not suddenly find yourself in that situation as easily as anyone else might? Why not you?

The question is then: What would you do? What have you already done to prepare for such a scenario?

Do you have a couple of weeks or more of shelf stable food on hand to at least take that worry away?
Do you have a little money set aside to buy prescription medication if necessary? to cover some bills if you have to miss work for several days and don’t have coverage?
Do you have some common over the counter medications on hand? Advill? Tylenol? etc.
Do you have a friend or relative in mind who you could call on to help you if needed?
Have you made yourself available to others who might need help in a similar situation?
Do you have emergency numbers handy if you need them?
Is your phone usually charged?

What are some other things that you can prepare for JUST IN CASE?

I’d like to hear your thoughts or experiences on this subject. Feel free to comment below.

Warmly,

Cindy Suelzle

the RULE of THREE in a Financial Freeze: Shelter

WHAT IF?

Playing the game of “What if?” can start to seem pretty real when the scenarios play out in the daily news. Here’s our current scenario – Financial Freeze: an economic downturn that hits hard, causing widespread unemployment and increased financial strain, especially with winter heating bills creeping up.

So – let’s talk about the potential of a financial down turn – the likes of what we saw in Alberta in the mid 1980’s. That’s still pretty fresh in my mind because that was when we lost our house. Actually, to be more precise – we didn’t lose it like so many others did at the time. We sold it in the 11th hour, for barely more than than what we owed on it – which was considerably more than what we paid for it six years prior. We owed more on it than we paid in 1979, because nearly a year after Dan was laid off from his job, and after a plan to go into business with our brother in law didn’t work out, with Dan looking for work and taking every side job he could find to bring in cash – we finally couldn’t make the mortgage payments anymore. So we didn’t. Interest multiplied, and what we owed added up.

We hadn’t seen this coming; a year before, it seemed Dan’s job was secure and he enjoyed it. Life was comfortable. We had three wonderful kids, had been fixing up our home as we could afford it, and were finding our way in the world. I picked up a few side jobs to bring additional money in; things were tight, but alright. And then suddenly, nothing looked the same; it was complicated and uncertain. We didn’t have much, or (thankfully), owe much at the time so the stress was mostly from not knowing what to do. At length we decided Dan needed to go back to school, which meant leaving our little house in Calmar and moving back into the city – temporarily we hoped. We put the house up for sale, and made plans to move as soon as possible. Dan got a part time job driving for Edmonton Transit that would work well around his class schedule at NAIT, we applied for subsidized housing in the city. We desperately didn’t want the complications involved with losing the house to the bank, and prayed earnestly for a buyer as we moved ahead with our plans. We did our best to live the gospel – being active in our church, faithful that God was in the details and trying to do all we could to meet our financial obligations. It was a trial – the biggest we’d had up to that point, and though we felt we were being tested, we never felt abandoned.

Two weeks before our scheduled move, a buyer came forward – making an offer slightly more than what we currently owed. The interest we had been paying on our mortgage was 10,5% A good rate at the time, almost half of what Dan’s dad locked into for five years. Not surprisingly he lost his house before those five years were up. By the time all the details were settled and additional fees were taken care of, we walked away with $42 more than what we paid the bank. We considered that no small miracle, and basked in the goodness of God for months afterward (and to this day) as we reflected on how much worse it could have been. We did our best to DO OUR BEST, and we knew that God knew it. He is our loving Heavenly Father, and He knew the desires of our hearts. He told us that “I the Lord am bound when ye do what I say; but when ye do not what I say, ye have no promise.” [D&C 82:10] We trusted Him. It seemed that while we went through those two years leading up to our leaving Calmar we’d been protected from being able to see the bigger picture. We’d been so involved in the micro picture of day-to-day life without employment and getting through one week at a time, that we didn’t have time to be scared, and to truly FEEL the ramifications of how life defining this time was to become for us. It became a life lesson that altered many things we did from that time forward. It was a tender mercy to us that we didn’t know the end from the beginning, or the fine print in-between – so we simply walked by faith.

Flash forward to this week February 5-11, 2024 – in the Preparedness Group I am part of “We’re All in This Together“, we are living with the hypothetical, but very plausible challenge of a Financial Freeze – a veritable “storm of economic struggle causing widespread unemployment and increased financial strain.” Huh. Imagine that.

We moved into Edmonton April 1, 1985. 1712 17 avenue, a townhouse in a subsidized small housing complex across the street from the elementary school our two older children would attend. Dan started working for ETS a few weeks before. We planted a vegetable garden in Dan’s mom’s backyard – within walking distance. Dan started school in September, our fourth baby (another son) was born in October. I’m not going to say things were easy (they weren’t) – but they were comfortable. We did our best to do our best. We made friends, we worked hard, we paid our tithing, our bills and avoided debt. We enjoyed good health, we obeyed the sabbath – there were times Dan had to work on Sundays, but he never did school work on Sundays. We put what little money we could manage away. In our second year, Dan had to let his job go and we took out a student loan. He started applying for jobs in January 1987 – hoping to walk out of class and into a job at the end of the term. It didn’t happen that way. It took till the end of the summer before he found employment in his chosen field. Immediately, we began looking for a house to buy. During the time we struggled with our loss, and re-entry into the work force, many other Albertans were doing the same thing. Many had walked away from their houses – letting them go because they simply couldn’t make the payments anymore. Using the money we saved to make the necessary small down payment, we moved into a small affordable house that sold for considerably less than the sellers had paid for it, but they were moving on to another house, and needed the sale. Generally with real estate, if you sell low you buy low, if you sell high, you buy high. They sold low, and we benefitted. We moved in on the Halloween weekend of that year; the weather was in our favour – staying mild till we were completely moved in. Funny how you remember stupid little details like that. We were very grateful and received plenty of help from ward members in the move. It was a happy day to be in our own home again.

📌 Reviewing the Rule of Three – the big one in this scenario for me is definitely SHELTER.
In our society, it is too easy to take some things for granted – like shelter. And yet, a conservative estimate of people without homes in Edmonton is currently well over 3000 – according to an article in the Edmonton Journal January 12, 2024. In a winter city! It is difficult to try to imagine what that might FEEL like, unless one truly has experienced it. I am so grateful not to have experienced it.

Right now Alberta is again going through a “storm of economic challenge causing widespread unemployment and increased financial strain“, and again people are struggling with housing. It seems the more things change, the more things stay the same. Some very dear friends who were renting a house in Edmonton, were recently given the unexpected news that due to his mortgage coming due, and the increased rate, their landlord had decided to sell the house they were living in. Suddenly they were scouring the market looking for anything affordable. Quite literally, in the few weeks they had – they could find nothing to accommodate them at a price they could afford. My friend told me “In all the efforts of trying to be prepared for an emergency, we hadn’t considered being houseless.” It was a sobering reality for me to listen to. Fortunately for them, a relative had an older small house empty, in a small town seven hours away. They packed up their belongings, left their jobs and their local family members and moved into it, to try to formulate a plan of what to do next. What. to. do. next?

This scenario is REAL for a lot of people. Without jobs in a very small town – with zero employment potential, how long can one continue to pay rent? – even if it is lower than in the city? And in the city with inadequate employment at best, how does one pay rent?

I’m not pretending to have any answers – the problem of affordable housing in our province (and country) is dismal, and we as a people need to start considering alternative ways to adjust. One such way may be multi generational family homes. Its a departure from what our society has become accustomed to in the last fifty or more years, but we see examples of three generation living situations around us all the time, mostly among newcomers to Canada. Perhaps we can learn some lessons from them. Perhaps we may need to.

For nearly eight years, my elderly mother has lived in our home, and yes there have been plenty of adjustments – on all parts. But all in all, it has been a good thing and we’re happy to be able to provide a safe home for her, for as long as that is possible.

In the year 2000, we owned a bookstore. We had just recently – after four years without a wage, putting every dime back into it and in paying off a bank loan – turned a corner and I began drawing a small wage from it. One year before then, we bought a house that we hoped we’d stay in till we died. With no expectation that it was coming – Dan got laid off. His position was dissolved and we suddenly found ourselves on strangely familiar ground. We truly believed he would eventually retire from that job. It took a few days to process it enough to be able to call our family together and tell them our news. Our oldest son was 22, our youngest was 10.

We had recently taken measures to follow prophetic counsel to “get out of debt”. We worked to pay off remaining credit cards and any other obligations we had. We had adjusted our spending to stay within our means, promising each other above all – that we would avoid future debt. I recall it had been important to us at the time, and we had felt an urgency to do so. Imagine our relief (and gratitude) that we had obeyed that counsel, as here we sat in the living room telling much bigger our kids what was going on.

Some of them asked fair questions: What does this mean? What is it going to look like?

We were happy to say “Except for this house, we owe no money. We have no credit card debt. If we did, we would be in SERIOUS trouble. If we’re careful, we should be able to ride this out in a way that won’t feel much different from our current day to day living, for as long as it takes Dad to find a job again.” I cannot verbalize how reassuring that was to be able to say that to our children. I cannot tell you how relieved we were to have taken the steps necessary to be able to say them. “The most important thing in our life at this time” we told them, “is THIS HOUSE! We cannot. lose. this house. Every effort will be dedicated to keeping this house safe.

We knew first hand what it was like to lose a house, and we were determined to not go through that twice. It was clear to us, if we did lose the house – we would likely never recover from it. That was October. It’s a full time job looking for a full time job, and it went on a lot longer than we expected it to. Who knew? I recall saying aloud to whoever was near enough to hear – several time during those months “Who could have guessed this would go on as long as it has? There is no doubt in my mind, that if we had had credit card debt, we would have lost this house.”

The years that followed were difficult years – mostly emotionally. Dan was older and getting back into his profession proved harder than we expected. He had ‘specialized’ for too long, and his field of expertise was too specific, not currently marketable. It became evident that his career as he knew it, was over; he began looking elsewhere and finally took a temporary retail job to re-enter the workforce. The pay was inadequate, but our resources were running low and any money was money. In retrospect, it was the most difficult trial of our life together up till that point, and repercussions went on for years. We continued to be grateful for prophetic counsel to get out of debt. We were grateful for our commitment to follow that counsel – which ultimately saved us much unnecessary grief. It was hard enough without the extra pain that could have accompanied consumer debt. We were grateful for the promises that come with paying tithing. We learned empathy in a way that we never could have learned any other way. We felt we had been resourceful, but we learned to be more resourceful. Our kids – most of them being old enough to remember – came out of that time with a healthy respect for the dangers of credit card debt.

Truth is – as hard as those years were, I am glad for them, and would gladly re-do them for the lessons we learned, particularly for the lessons our kids learned – life lessons that they were able to learn from an arm’s length. Close enough, but not too close. I used to tell them “Don’t remake our mistakes. Make your own. Otherwise, you’re wasting them, and what a waste of time that would be.” If we would all follow the wise counsel of prophets, and learn from the experience of others, we might save ourselves grief that doesn’t need to be.

With the Rule of 3 in mind, specifically SHELTER
consider the circumstances of the many people without houses right now.  In any season that’s a tragedy, but in winter in a city like ours its unthinkable. There are things we can do to ease the burdens of others; agencies we can serve with and donate to.
Ask yourself:
“Have I done any good in the world today? Have I helped anyone in need?
Have I cheered up the sad? and made someone feel glad?
If not, I have failed indeed.
Has anyone’s burden been lighter today because I was willing to share?
Have the sick and the weary been helped on their way?
When they needed my helped was I there?”
– Will L. Thompson

What is your plan to prepare yourself against any possibility of losing SHELTER for your family?

I’d love to hear your thoughts.

Warmly,

Cindy Suelzle

Rule of THREE

When considering any emergency, I find it helpful to consider the RULE OF THREE to prioritize my means and my energies. 
*We can live up to 3 minutes without air.
*In extreme weather, we’ll be in trouble within 3 hours without shelter.
*We can go up to 3 days without water.
*Our bodies will start shutting down long before 3 weeks without food.
Variables include age, weight, health, activity level, environmental conditions and type of food of course. 

So with these priorities in mind – whether considering emergency scenarios – especially without POWER or fresh running WATER (both of which could go on several days), do you have plan in place? . . . .
I live in Edmonton, Alberta and in the winter we can experience some pretty severe cold weather from time to time.  To be without power during those times can be deadly, and yet it is precisely those times that we may have problems with our furnaces. Furnaces are not going to quit in the summer when they’re not being used, they’re going to quit in the winter when they’re being used daily, especially when it’s bitter cold outside. (sigh . . . . I know right?)

And if you don’t have heat in the winter, you will soon have a water problem as well. Regardless of the time of year, our water supply is precious yet volatile, always susceptible to restriction or contamination. It is worth protecting and having a clean supply on hand.

Rule of 3

AIR
– not likely to be a problem UNLESS we need to provide an alternate source of heat, at which time improper ventilation becomes a concern.  Carbon Monoxide is produced any time you burn fuel: in vehicles, stoves, lanterns, grills, fireplaces, gas ranges and furnaces.  It is a very real, very scary thing – which can kill. 
*NEVER bring in an outdoor heat source or cooking stove. NEVER EVER.  Those are not meant for indoors. 
link to my post THE NIGHT WE NEARLY WENT TO SLEEP FOREVER
https://backyardcityhomestead.com/2018/12/13/the-night-we-nearly-went-to-sleep-forever/

SHELTER
– This should give us pause to consider the circumstances of the many people without houses right now.  Every day I hear about another death or two in the ‘tent cities’ in Edmonton. People just trying to stay warm in the most difficult situation.
But if we’re sheltering in place during an extended power outage, there are things we need to take care of.  With no heat, it will take only hours for the inside of your house to be the same temperature as the outside.  If we don’t have an alternate source (fireplace or wood stove), we’ll need to leave the house in a short amount of time.  Hopefully we’ve got a place in mind that we can go.  We do – Right? And of course dressing for the weather is imperative.

Assuming we have a wood stove, lighting it when its really cold is not so easy.  The low temperature in our chimney will force the cold air down creating a blockage – that prevents the smoke from escaping.  Time to figure out how to light the fire and have it draw properly. 
Assuming that we’ve mastered that, we may find it a good idea to have everyone sleep in the room with the heat source.  We have a Carbon Monoxide detector right? One that is battery run and fully charged.  Right?
Dressing for the weather is important IN the house too – sweaters, slippers, blankets . . .

WATER

– If we have to leave our home because of no heat, we must ensure the water is turned off and the lines are drained.  Water will freeze in only hours and burst water pipes will cause terrible destruction.  (don’t ask me how I know this)
But even if we’re sheltering in place, there may be parts of our home that are at risk of freezing.  It may be advisable to shut the water off anyway.  We have another source of water in the house – Right? 

If we only have one area that is warm, bring containers of water into that area to prevent them from freezing. 

FOOD

We have more flexibility with this than anything else.  For the short term, open up a can of pork and beans or make yourself a sandwich.  (You have a hand operated can opener – Right?)  Eat up some leftovers in the fridge – it could be lost within a day or two.

If the power outage goes on for more than a few days – your frozen food is in jeopardy.  When its bitter cold, setting it all outside is an option – but that’s a terrible job!  If the weather isn’t cold enough, we better be able to cook – or we’ll lose a lot!  But that sounds like an arduous job too, and not very practical. I strongly advise AGAINST having your freezer contain the bulk of your food storage.  Not a good idea at all, and this is exactly why.  Having said that – I too have a freezer, and I use it. But depending on it alone for your food storage is a terrible idea.

Having some Meals in a Jar (MIJ) on hand will be a life saver if we have the ability to cook a one pot meal.  They are nutritious, delicious, easy to prepare, and provide variety to meals that we’ll be glad to have.  All we need is a pot, some water and a heat source.  15-20 minutes for most meals. 

Instant freeze dried meals-in-a-pouch provide tasty and nutritious hearty meals with nothing more than added water.  Excellent resource to have in your pantry or food storage.  If you have the ability to heat the water, then all the better.

Always consider the RULE OF THREE and use it to measure every emergency when coming up with a game plan. 

Warmly,

Cindy Suelzle